Fail 2 Success - Earning money online

When economic times turn tough, governments urge their citizens to spend. Economists think of citizens as "consumers" and rely on them to put their "disposable income" to work. By doing this they will support the economy, which translates into higher stock prices.

However, in times like early 2008, when consumers were reeling from the perfect storm of inflation, a global credit crunch, a global housing market in decline and concerns about stagflation, there is often a conflict with the governmental cry for consumers to spend. It's a bewildering scenario. What's the best course of action for a concerned consumer to take? The following strategies provide a road map for surviving economic downturns.


1. Don't Buy What You Can't Afford

We all want that designer sweater, leather handbag, or cute sports car, but most of us just can't afford to make the purchases. There's a simple solution to this dilemma. If you can't afford it, don't buy it. This is often the easiest point to understand, but it is one of the hardest to implement when all those goodies are staring you in the face and all your credit companies are telling you it's OK.

2. If You Can't Pay Cash, You Probably Can't Afford It

In our credit crazy world, amassing debt no longer carries a social stigma. Everybody has a car payment, a house payment and credit card payments. Well, remember what your mother said about everybody jumping off of a bridge? Just because "everybody" is doing it, doesn't make it a good idea. Buying something you can't afford now, especially when the economy is unsettled, can double the pain of paying later. For example, if you purchase a $450,000 home today and the market goes into a slump and devalues your home by $200,000, you will be paying the bank twice what the home has come to be worth. Just because it was easy to get the credit to buy that home, doesn't mean it was the right time for you to buy in.

3. Paying Interest on Anything Makes Somebody Else Rich

When you pay interest on a purchase, you are overpaying for that item for the luxury of getting to use it now. The simple act of paying interest means that the price you are paying to make the purchase is greater than the sale price of the item. You are giving away even more of your hard-earned money in order to own that item than the manufacturer thought the item was worth. For example, if you buy a car for $25,000 with a loan at 7% interest for five years, in the end, you will pay almost $30,000 for the car. Once you factor in depreciation, you're left with a very cheap car that cost you thousands more than it should have.

4. If You Are in Debt, stop Spending Money

Sometimes, such as when purchasing a home, the cost of the item is so great that you simply cannot afford to pay cash. This should be the exception rather than the rule. When it cannot be avoided, you need to close your purse and stop spending. Getting yourself further it debt doesn't help your financial situation. Making a realistic budget in this case is the key to success. Once you know how much you're actually spending on those daily trips to the grocery store and coffee shop, you'll be able to find room to cut costs realistically.

5. Don't Count on Somebody Else to Save You

In times of economic uncertainty, people often think the government will be able to help them, but unfortunately this is often the time when the government has the least amount of money and freedom to help its own citizens. In most cases, the government won't save you, so you'll have to save yourself. When the economy is in a downturn, you can't just look at what you are spending, you also need to look at where the money is coming from. Your employer is facing the same difficulties you are: trying to make bill payments, balancing the flow of capital, all while sales are slowing. Just like you, your employer will be looking to reduce its costs, which could be in the form of layoffs. You could be in big trouble if you haven't planned for this possibility. The plan here is to start saving now for that eventual rainy day, and prepare an emergency fund for yourself. If it is too late to start saving and you already need the money, many financial institutions will let you defer a payment or two if you prove you have a smart financial plan to eventually pull through.

Information from Investopia.

I hate to know that fuel price is skyrocketing again. The increase is global, not in Malaysia only. I don’t understand a single damn thing that the government in Malaysia said about spending the fuel wisely.

What the hell! Do you seriously think that we spend our petrol or fuel recklessly when the fuel is so expensive? You think we are driving our cars aimlessly. You got to be kidding. We have tried and are still trying to cut down any unnecessary usage.

With the fuel price increased, everything in the market increases spontaneously. We had tried our best to spend wisely. Now the price hit RM2.70 per liter, how many of us can survive this extremity. The only thing that didn’t increase is the salary and it is not going to increase for sure.

Tips to save your money on fuel:

1. Fill your car early in the morning

a. Why?

b. This is because at lower temperature, hence colder environment, the fuel is denser and you maximise your benefits as when the temperature increase, the petrol will expand and you won’t pump the exactly amount. This mean in the hot afternoon, your one litre is not exactly a litre.

c. Can’t understand?

d. This is because in the world of petroleum business, a small degree of temperature change is a big deal to the business.

2. When filling fuel, do not squeeze the trigger of the nozzle to a fast mode. Set a lower mode as this can minimise the vapours created during pumping. If you pump too quickly, more vapours will build up and you are not getting worth of fuel.

a. Why?

b. In physics, the vapour created will occupy certain percentage of your car fuel tank.

3. Because of reason 2, it is recommended to fill your car when your tank is half full.

a. Why?

b. This is because less empty space will be occupied by the air. Note that petrol evaporates at high rate and this can have big impact of the amount you actually pump.

I think to earn money online without investment is a bit hard if you don't have the knowledge and skill in web developing or technology. Most people blog to earn money, rather than blogging about their lifestyle or any interests apart of monetization. This has make blogging platform solely for people who want to earn money without putting much effort. Every of them thought that monetization with blogger (BlogSpot) is so easily that you can simply write a blog and put Google adsense at the sidebar or anywhere within the template. As a result, most of them (90%) fail and only 1% success. This is simply because they didn't understand the real tricks behind it. If they have blog when the blogging platform is still new, they may have higher chance to success. Now, everyone started blogging and worse, they blog just to earn money. There are no real messages behind their posts.

However, if they want to earn money just a little amount, then they can success easily. But is it worth the time you spend? The answer is no. Even I have the same dilemma before and still having it. But, with SiteBuildIt!, a program that automatically help you to deal with the technology you need to learn to succeed in this field, you can know easily host your own domain and monetize it. Still, this is not a fast rich scheme that promises you to earn thousand of money in one night. You need to have motivation and determination to do it right in the right way.

If you are not interested in this program, you can still earn money but in slower pace. But first you need to have the basis knowledge and skills. Therefore, I recently started this blog talking about the real simple and step by step ways to archive the success of earning money online.

Sometime, it is important to know what are the keywords people type in the search engines. With this, you can utilize the tools to improve your blog rank or traffic an subsequently make your blog more appear in the search engine. Keywords offers the top 500 searched internet keywords compiled from a database of over 350 million search terms extracted from popular metacrawlers.
Visit the wordtracker.

This is an automatic method to make your blog showing the archives without the date. Using the Feed2JS, you can show your blog archives without the date shown just like the one at the right side of this blog. To do this, go to the Feed2JS, then in the "URL Enter the web address of the RSS Feed" blank, enter you blog URL.

For example, http://fail2success.blogspot.com/rss.xml.
you can also use the URL : http://fail2success.blogspot.com/feeds/posts/default.

P/s: You need to change the fail2success to your own blog name.

Then, you can customize how you want them to shown. After you finish with your customization, click the Generate JavaScript button. Then you will need to copy the code. Go to your blog page element, and add a new page element. Add a new HTML/Javascript element and paste the code. Simply put the title as Content or any title you prefer. Then OK.
Finish.

BuyBlogReviews offers bloggers the best way to monetize their blogs by writing reviews about other websites. The bloggers get paid for blogging on their favorite subjects and are paid per post. The registration is free and the bloggers get the highest commission rate compare to other review sites.

Purchase a really good products with resell rights and the summarize them. For example, you bought a book about tips and tricks of blogging. You then summarize them in your preference which you think are important points and so on. Or you can buy a book about how to earn money from online or through affiliate and then create your own domain or blog and start publishing the key points in your own words and style. Beware not to plagiarize the original resources. This is one of the simple methods of earning money through blogging or hosting domain. Of course, it’s a bit time consuming but you get to learn the tips or knowledge from the books. Never underestimate this method. It sounds simple and cripple but it’s very effective. And I am sure before you even read this post; you must have come across many websites offering you the ways to earn money. Most of them are actually similar and I am sure you know why. However, you have to make sure the product you are selling is actually work, otherwise you will be blamed. There are many ways of doing this but I will discuss them in future as it's unwise to put all information in one post.

Well, not sure how to begin?
Click Here!

This is one of the examples of the products.

Disclaimer: I am not the author of the product. It was written by a person named Michelle Campbell.

If you want to add more elements for header section, then you will need to make a change in the edit HTML. First, login to your dashboard. Then, click layout àclick “add a page element”. Depending on your blog template, most of the templates you download from the net will not show the “add a page element”; therefore you will need make a workaround by editing the HTML. Remember to backup your template before you proceed further.

Under the edit template section, scroll down until you find a section similar to what is shown in the picture below (the picture is based on my blog template).

From the picture above, the maximum widgets allowed is 1 only and the “show add element” is set to NO, which mean you cannot add a new page element from the “page element”.

Therefore, in order to add more page element, you will need to change the code. For example, if you want to have max of 3 page elements, you then have to change the following shown in red colour.

Note that the show element has been set to yes and this enable you to add a “add page element” link to the header at the page elements section.

You can also do the same for footer and blog post section.

Link2Blogs is a free text link exchange that provides blogs the ability to cross-promote each other. Member blogs display a box containing text links in order to earn credits.

How it works? Very simple. Sign up, place a simple html code into your blog and that'll display Link2blogs box in your blog. Every reader that clicks on blogs listed in your Link2blogs box will earn you credits.The credits you earn become new visitors for your blog. Your ad will be shown in other blogs of Link2blogs network, in the categories you chose, providing you very targeted blog readers.

You can earn extra credits thru referrals. For every blogger that signs up with Link2blogs (and gets validated) earns you 10% of the credits your downline earns (up to 5 levels deep). And you can always buy extra credits in order to increase the volume of readers to your blog.

100% free - sign now

BlogRush is a "Cooperative Syndication Network." It's a network of blogs that run a small "widget" on their pages. Each time this widget is loaded it will contain 5 clickable headlines which are the blog post titles to other users' posts. Clicking on any of these links will open a new browser window and load the blog and full post. Users earn "syndication credits" based on each time their blog loads the widget as well as each time any of their referrals (users that signup after clicking the "add your blog posts" link on the widget) loads the widget. They also earn additional credit based on all the activity through 10 generations of referrals. 1 Syndication Credit = having one of their recent blog post titles served inside the widget on another member's blog.

100% free - join now

You spend all night setting up your very own blog, but in short time you realize nobody is coming to read it. Furthermore now that you have a blog what do you do next? That's where BlogExplosion comes in. Imagine joining a blogging community where people can find and read your blog, get your blog reviewed or even chat with other bloggers all around the world! Whether you like to talk about politics, business, your wedding, family or simply enjoy sharing your life experiences on your blog with other people BlogExplosion is a great way to expand the number of people that read your blog!
100% free - join now

You probably know about this that monetizes your blog for money. This is the most frequently used method for earning money that blogger use nowadays. If you have successful blog or about to start one, then you can easily turn your visitors into money.

Disclaimer: Please note that this is not a scam that provides you information of earning of 1000US in one night. Most of people fail to notice that and expecting to have huge income of money flowing in their account. Reason #1 is that some procedures need you to wait for few days or weeks. Reason #2, if you don't have successful blog or website, how is it possible for you to earn huge amount of money. Of course small amount if possible, but not over thousands per night after you just started blogging. Reason #3, you don't have enough traffic, but don't be distressed over this as you can overcome this easily.

After you have started blogging or you already have a good blog, then simply put advertisements on your site and you can start earning good money. This is where I will be guarding you step-to-step to ensure your success.

In order to ensure your success, it is important that you write something that your visitors are interested about your blog so if the adverts can effectively target your blog based on the subject and this encourages people to click on them. Afraid not, I will be guiding you through all this in this blog, so you can bookmark or subscribe this blog (some of my friends asking me whether they need to pay for subscription, well you don't have. It's free. All you have to do is to click the subscribe button above or if you're using Firefox, you can easily subscribe using the subscription feature offered by Firefox.

1. Login to blogger.
2. On the dashboard, select layout and click edit HTML.
3. Scroll down the template HTML till you see a section similar to the picture shown at the left.
4. Copy and paste the code below as shown in the picture.


#navbar-iframe {
height:0px;
visibility:hidden;
display:none
}

Don't forget to submit your blog to the Google Webmaster Tools so that your blog can be indexed and is searchable from search engine to allow readers from worldwide to find your blog.
Google's free webmaster tools provide you with an easy way to make your site more Google-friendly. They can show you Google's view of your site, help you diagnose problems and let you share info with us to help improve your site's visibility in our search results.

eCashBack, one of the longest running UK reward sites and one of the market leaders offers cashback to registered members, with a promise to match any cashback offer. Members can receive up to 35% cashback while shopping at over 1000 retailers. Membership is free with a £2.50 welcome to new users who register via a short, easy form.

Register Now

Where can you find affiliates? Well, there are many affiliates out there that you can join. Below are few that are very popular.

• Register Affiliatewindow
• Register Affiliate Future
• Register Buy.at
• Register
• Register Commission Junction

If you are worry that you are not a web designer and this all seems to be out of your capability, then you're totally wrong. Market place has foreseen this entire obstacle to certain people and there are still many ways in which you can earn money online. Even if you don't have a website, you can still earn by one of the following ways:

• Do a research on Google to see what products have particularly high demand (look for the adverts when you search on your key words).
• Sign up for one of the affiliate networks.
• Choose a merchant that sells the products you have researched earlier.
• Sign up for a free Google Ad words, Text Link Ads or(see below for alternatives).
• Create an advertisement, choose keywords and set daily budgets.
• Point your adverts URL to the affiliate link provided by your merchant.
• You are ready to earn. Watch the cash roll in.
• To optimize and increase sales, monitor regularly and refine your keywords and watch even more money roll in. For example, during summer season in UK, the travel will be one of the most highly demand products because people are going for travel during summer time.
  

Valued Opinions is a service which pays its members for taking part in market research surveys. The Valued Opinions online panels are owned by Research Now and are available globally, in more than 24 countries. Valued Opinions members receive ‘cash’ redeemable for vouchers for each survey they participate in and quarterly prize draws for members are also held.

For every survey that a panelist completes, the Valued Opinions account will be credited (up to £5). When the account balance reaches £10, Valued Opinions will reward the member with a gift voucher for a broad range of well-known high street and Internet shops.
Register Now

Why do I bother with this survey programs? Well, paid survey is a good way to earn some money too apart from blogging. Don't underestimate this paid survey, some of my generated incomes come from paid survey. Based on my experiences in this, I found that people from America has more advantage as some paid surveys are limited to US. However, it is still fine for non-US residents as I myself is in UK and I am doing quite fine in paid survey. As I mentioned in my earlier post, I am still updating this blog and there will be more paid surveys that you can trust and join. However, if you would prefer, you can e-mail me (johntmh@lycos.com) with your e-mail address and I will try to update you with new paid surveys that offers great rewards for completed surveys.

Disclaimer: Your e-mail is safe with me. I will not use it for other purposes without your consent or sell it to third party. If in anyway that you doubt this which I totally understand that, then you can subscribe this blog and you will be kept updated.

Ipsos Access Panels is a European company and is part of the Ipsos Group, one of the leading market research organisations. Ipsos Access Panels aims to allow consumers to have the opportunity to give their opinions on various topics, and to allow manufacturers to take these opinions into account when they develop new products.

To reach these goals, Ipsos Access Panels is working with people like you who agree to be part of a special group of consumers called a panel. A member of this panel, called a panelist, will be invited They are paying £1.50 per completed survey. Please note this is a double opt-in process.

Toluna.com is a community website dedicated to providing your online voice. Make your opinion heard through your polls and opinions directly on Toluna! Let other people know what you think, and find out if people think the same as you by including your polls and opinions in your own personal blog.

Apart from completely free expression on practically any topic you choose (no swearing, violence or illegal topics please!) you can also shape the world you live in by influencing some of the leading manufacturers through our online surveys. Can’t get any better? Every service that our site offers is free of charge, and for many of the actions and activities you can participate in reward you with points; the points you earn can be converted into a variety of goodies with the different gift voucher, discount options and prize draws in the rewards section.
Register now

Optimising blog is important and blog posts are normally search engine friendly because they contain a lot text, links or pictures. These are some clues of optimising your blog for search engine.

1. Make sure navigation side bar is available at every page in your blog to enable search engines to spider your blog easily.
2. Update frequently.
3. Use a URL that contains the primary keywords of your blog. For example, if your blog is about money earning, try using URL like http://money-earning.com.
4. Brand your blog by using a title which resembles your blog.
5. Link your blog from various places, e.g. Facebook, Friendster, Youtube and etc.
6. Join forum that your blog is related with and give comments or feedbacks, ending with your blog URL as signature.
7. Join building link blog program such as BlogExplosion, Link2Blog, BlogRush, BlogRollMe and etc.
8. Stick with your original blog. Don’t change your blog if possible because once your change to other URL, you lost all the traffic you gained and have to start from bottom again.
9. Submit your blog and RSS feed to search engines directories e.g Google, Yahoo, Google with Sitemaps, Live MSN, AltaVista, and Yahoo Site Explorer.

Blog feeds are essential tools in the world of blogging or hosting domain. Feeding is a way to enable your readers to view your updated blog posts without entering your blog. The key thing in this when you are planning to make money from blogging is to increase Google's index inBlog Feeds are a method by which viewers can view your blog and updated content without visiting your blog. This increases the indexing of your blog in the Google's frequent content.

You can do your feeds here:

• One of the converter: Feed2JS
• Using feedburner.
  
• By going to 'add a page element', then click the feed element. This gives you maximum of 5 posts (normally use by blogger to present their latest or recently posts). Then, in the address field, fill in: http://yourblog.blogspot.com/feeds/posts/default.
• You can also show your most recent comments by the same method above but change the address to: http://yourblog.blogspot.com/feeds/comments/default

Ok, before I begin, I will assume that most of you know the basic of blogging. I will go quickly here to emphasize the most important key element in blogging is to blog something that you are really interested or passionate with. It can be anything, maybe your personal life experiences, politics etc.

Before I proceed further, I would to stress on two main blogging platforms: Blogger (BlogSpot) and wordpress. If you don't have any intention of monetize your blog without putting any advertisement, then I suggest you to go with wordpress. It is free with more enhancement than BlogSpot but the bad thing is, you can't put javascipt as you please. On the other hand, if you plan on monetize your blog, and then go with BlogSpot.

This website is currently incomplete at the moment but I will continue to complete it after 20th May. Please accept my apology and do come back.

I will be guiding on how to succeed in this field of making money online from my personal experience. And I know you can find this at other sites but what's the most interesting thing I am going to write is the failure before every success in making money from online. Most of the websites mentioning how successful they are and how much they have earned but what I will post here will be the guides for those who think the success is out from their reach. I honestly admit that my language is not good as English is not my first language. I am not web-developer. My real profession is as a pharmacist and I am currently working in UK. I had chosen the path as a pharmacist because I was under the influence of my parents who want me to study medicine course and I ended up here in UK as pharmacist. I am very interested in computer and electronic stuff just like some of you. My original purpose of blogging is to express my thoughts in certain area of topics and provide some knowledge and information to my friends (You can visit my blog at johnting.blogspot.com

Then later on, I start to blog to earn money as I find it's rather interesting. I had tried many methods offered by certain websites but I found they are really hard, not for person like me without any basic knowledge. I did earn a bit but too little.

Then, I wasn't so believe in this kind of stories as how successful certain people have become from blogging until I luckily found PayPerPost, a network which promise me that I will earn from blogging just by writing a blog post that meet the requirements of the opportunities offered by them. So, I tried it. Then to my surprise they really paid me and credited the money straight to my PayPal account. From then onward, I start to focus on how to improve this and I certainly did a lot of researches from the basic. So, I decided to include the experiences and I am going to share them in this blog. I will include the difficulties and success of this journey so that everyone has the understanding and get a clear idea of this so-called 'making money online'.

Unfortunately, I am too busy at the moment, so I will only continue this project of mine after 20th May and it may takes some time to complete it.

Anyway, if you are reading this and are interested in making money online, you can start earning from blogging by joining the payperpost network. You better sign up for this as early as possible because the approval process may take some time. It took me almost 3-4weeks before my blog is approved. You can start signing up the PayPerPost from the signup form below. If you don't have any PayPal account yet, you can also sign up one from www.paypal.com.

This is another method of earning money by through blogging by writing a post that met certain requirements. It’s very easy and fun even without much effort as long as you can write what they want. Here, I am going to explain briefly about the process step-by-step. The sign up is pretty simple and straightforward but your blog has to be at least 90 days old with at least 20 post entries in the past. After submitted your blog, wait for few days for approval. Once approved, you will be directed to dashboard where you can access to your account and access to opportunities. You will then require installing code (JavaScript) before choosing which opportunities to select. There are certain requirements for each opportunity. All you need to do is to write a post which meet the opportunity's requirements and submit it to payperpost. Money is deposited through PayPal account. If you don't have PayPal account, you can register at www.paypal.com. Come and join payperpost; the registration is free. So, what's to lose?
Summary:

1. Register or sign up payperpost.
2. Wait for approval.
3. After your blog has been accepted, install the code needed (this is simple step, so don't worry).
4. Look for opportunities and write a post that meets the requirements.
5. Submit it to PayPerPost.
6. Done.
   

WePromiseTo is a new UK cashback website.

A cashback website offers its members 'cashback' when they shop with participating advertisers.

For example, as a member of WePromiseTo you could renew your car insurance and receive £100 cashback (from Churchill Insurance). Apply for a new credit card and receive £45 cashback from American Amex or shop at Amazon and get a percentage of your spend back as cashback.

(If your wondering how we can do this. Our business model is based on our retailers paying us a commission for driving them sales/new customers. This commission we return to our members as cashback.)

It's free to join WePromiseTo, however, if you choose to use the site then we retain the first £5 of cashback as our administration fee.

Cashback is paid monthly by either BACS or Amazon Gift Vouchers. (Amazon Gift Voucher attracts a 2% bonus on top of any cashback earned.)

In addition we also reward cashback for offline/high street rewards. This is tracked via a members payment cards. (Please see site for details).

So what makes WePromiseTo different?

- We pay 100% of our retailers commissions.

- Our 'honest pot' pays out every possible commission we receive. Money that some other so called 100% cashback sites keep for themselves.

- We promise to answer support enquiries within 8 working hours.

- We provide cashback for both online AND offline partners.

- We also pay our members a refer a friend fee to help spread the word.

Register and get a feel for how WePromiseTo works.

• Only buy or fill up your car in the early morning when the ground temperature is still cold. Remember that all service stations have their storage tanks buried below ground. The colder the ground the more dense the fuel, when it gets warmer petrol expands, so buying in the afternoon or in the evening....your litre is not exactly a litre. In the petroleum business, the specific gravity and the temperature of the petrol, diesel and jet fuel, ethanol and other petroleum products plays an important role. A 1- degree rise in temperature is a big deal for this business. But the service stations do not have temperature compensation at the pumps.

• When you're filling up do not squeeze the trigger of the nozzle to a fast mode. If you look you will see that the trigger has three (3) stages: low, middle, and high. In slow mode, you should be pumping on low speed, thereby minimizing the vapours that are created while you are pumping. All hoses at the pump have a vapour return. If you are pumping on the fast rate, some of the liquid that goes to your tank becomes vapour. Those vapours are being sucked up and back into the underground storage tank so you're getting less worth for your money. One of the most important tips is to fill up when your tank is HALF FULL. The reason for this is, the more fuel you have in your tank the less air occupying its empty space. Petrol evaporates faster than you can imagine. Petroleum storage tanks have an internal floating roof. This roof serves as zero clearance between the petrol and the atmosphere, so it minimizes the evaporation. Unlike service stations, here where I work, every truck that we load is temperature compensated so that every litre is actually the exact amount. Another reminder, if there is a fuel truck pumping into the storage tanks when you stop to buy, DO NOT fill up-- most likely the petrol/diesel is being stirred up as the fuel is being delivered, and you might pick up some of the dirt that normally settles on the bottom.