Fail 2 Success - Earning money online

When economic times turn tough, governments urge their citizens to spend. Economists think of citizens as "consumers" and rely on them to put their "disposable income" to work. By doing this they will support the economy, which translates into higher stock prices.

However, in times like early 2008, when consumers were reeling from the perfect storm of inflation, a global credit crunch, a global housing market in decline and concerns about stagflation, there is often a conflict with the governmental cry for consumers to spend. It's a bewildering scenario. What's the best course of action for a concerned consumer to take? The following strategies provide a road map for surviving economic downturns.


1. Don't Buy What You Can't Afford

We all want that designer sweater, leather handbag, or cute sports car, but most of us just can't afford to make the purchases. There's a simple solution to this dilemma. If you can't afford it, don't buy it. This is often the easiest point to understand, but it is one of the hardest to implement when all those goodies are staring you in the face and all your credit companies are telling you it's OK.

2. If You Can't Pay Cash, You Probably Can't Afford It

In our credit crazy world, amassing debt no longer carries a social stigma. Everybody has a car payment, a house payment and credit card payments. Well, remember what your mother said about everybody jumping off of a bridge? Just because "everybody" is doing it, doesn't make it a good idea. Buying something you can't afford now, especially when the economy is unsettled, can double the pain of paying later. For example, if you purchase a $450,000 home today and the market goes into a slump and devalues your home by $200,000, you will be paying the bank twice what the home has come to be worth. Just because it was easy to get the credit to buy that home, doesn't mean it was the right time for you to buy in.

3. Paying Interest on Anything Makes Somebody Else Rich

When you pay interest on a purchase, you are overpaying for that item for the luxury of getting to use it now. The simple act of paying interest means that the price you are paying to make the purchase is greater than the sale price of the item. You are giving away even more of your hard-earned money in order to own that item than the manufacturer thought the item was worth. For example, if you buy a car for $25,000 with a loan at 7% interest for five years, in the end, you will pay almost $30,000 for the car. Once you factor in depreciation, you're left with a very cheap car that cost you thousands more than it should have.

4. If You Are in Debt, stop Spending Money

Sometimes, such as when purchasing a home, the cost of the item is so great that you simply cannot afford to pay cash. This should be the exception rather than the rule. When it cannot be avoided, you need to close your purse and stop spending. Getting yourself further it debt doesn't help your financial situation. Making a realistic budget in this case is the key to success. Once you know how much you're actually spending on those daily trips to the grocery store and coffee shop, you'll be able to find room to cut costs realistically.

5. Don't Count on Somebody Else to Save You

In times of economic uncertainty, people often think the government will be able to help them, but unfortunately this is often the time when the government has the least amount of money and freedom to help its own citizens. In most cases, the government won't save you, so you'll have to save yourself. When the economy is in a downturn, you can't just look at what you are spending, you also need to look at where the money is coming from. Your employer is facing the same difficulties you are: trying to make bill payments, balancing the flow of capital, all while sales are slowing. Just like you, your employer will be looking to reduce its costs, which could be in the form of layoffs. You could be in big trouble if you haven't planned for this possibility. The plan here is to start saving now for that eventual rainy day, and prepare an emergency fund for yourself. If it is too late to start saving and you already need the money, many financial institutions will let you defer a payment or two if you prove you have a smart financial plan to eventually pull through.

Information from Investopia.

I hate to know that fuel price is skyrocketing again. The increase is global, not in Malaysia only. I don’t understand a single damn thing that the government in Malaysia said about spending the fuel wisely.

What the hell! Do you seriously think that we spend our petrol or fuel recklessly when the fuel is so expensive? You think we are driving our cars aimlessly. You got to be kidding. We have tried and are still trying to cut down any unnecessary usage.

With the fuel price increased, everything in the market increases spontaneously. We had tried our best to spend wisely. Now the price hit RM2.70 per liter, how many of us can survive this extremity. The only thing that didn’t increase is the salary and it is not going to increase for sure.

Tips to save your money on fuel:

1. Fill your car early in the morning

a. Why?

b. This is because at lower temperature, hence colder environment, the fuel is denser and you maximise your benefits as when the temperature increase, the petrol will expand and you won’t pump the exactly amount. This mean in the hot afternoon, your one litre is not exactly a litre.

c. Can’t understand?

d. This is because in the world of petroleum business, a small degree of temperature change is a big deal to the business.

2. When filling fuel, do not squeeze the trigger of the nozzle to a fast mode. Set a lower mode as this can minimise the vapours created during pumping. If you pump too quickly, more vapours will build up and you are not getting worth of fuel.

a. Why?

b. In physics, the vapour created will occupy certain percentage of your car fuel tank.

3. Because of reason 2, it is recommended to fill your car when your tank is half full.

a. Why?

b. This is because less empty space will be occupied by the air. Note that petrol evaporates at high rate and this can have big impact of the amount you actually pump.

I think to earn money online without investment is a bit hard if you don't have the knowledge and skill in web developing or technology. Most people blog to earn money, rather than blogging about their lifestyle or any interests apart of monetization. This has make blogging platform solely for people who want to earn money without putting much effort. Every of them thought that monetization with blogger (BlogSpot) is so easily that you can simply write a blog and put Google adsense at the sidebar or anywhere within the template. As a result, most of them (90%) fail and only 1% success. This is simply because they didn't understand the real tricks behind it. If they have blog when the blogging platform is still new, they may have higher chance to success. Now, everyone started blogging and worse, they blog just to earn money. There are no real messages behind their posts.

However, if they want to earn money just a little amount, then they can success easily. But is it worth the time you spend? The answer is no. Even I have the same dilemma before and still having it. But, with SiteBuildIt!, a program that automatically help you to deal with the technology you need to learn to succeed in this field, you can know easily host your own domain and monetize it. Still, this is not a fast rich scheme that promises you to earn thousand of money in one night. You need to have motivation and determination to do it right in the right way.

If you are not interested in this program, you can still earn money but in slower pace. But first you need to have the basis knowledge and skills. Therefore, I recently started this blog talking about the real simple and step by step ways to archive the success of earning money online.

Sometime, it is important to know what are the keywords people type in the search engines. With this, you can utilize the tools to improve your blog rank or traffic an subsequently make your blog more appear in the search engine. Keywords offers the top 500 searched internet keywords compiled from a database of over 350 million search terms extracted from popular metacrawlers.
Visit the wordtracker.

This is an automatic method to make your blog showing the archives without the date. Using the Feed2JS, you can show your blog archives without the date shown just like the one at the right side of this blog. To do this, go to the Feed2JS, then in the "URL Enter the web address of the RSS Feed" blank, enter you blog URL.

For example, http://fail2success.blogspot.com/rss.xml.
you can also use the URL : http://fail2success.blogspot.com/feeds/posts/default.

P/s: You need to change the fail2success to your own blog name.

Then, you can customize how you want them to shown. After you finish with your customization, click the Generate JavaScript button. Then you will need to copy the code. Go to your blog page element, and add a new page element. Add a new HTML/Javascript element and paste the code. Simply put the title as Content or any title you prefer. Then OK.
Finish.

BuyBlogReviews offers bloggers the best way to monetize their blogs by writing reviews about other websites. The bloggers get paid for blogging on their favorite subjects and are paid per post. The registration is free and the bloggers get the highest commission rate compare to other review sites.

Purchase a really good products with resell rights and the summarize them. For example, you bought a book about tips and tricks of blogging. You then summarize them in your preference which you think are important points and so on. Or you can buy a book about how to earn money from online or through affiliate and then create your own domain or blog and start publishing the key points in your own words and style. Beware not to plagiarize the original resources. This is one of the simple methods of earning money through blogging or hosting domain. Of course, it’s a bit time consuming but you get to learn the tips or knowledge from the books. Never underestimate this method. It sounds simple and cripple but it’s very effective. And I am sure before you even read this post; you must have come across many websites offering you the ways to earn money. Most of them are actually similar and I am sure you know why. However, you have to make sure the product you are selling is actually work, otherwise you will be blamed. There are many ways of doing this but I will discuss them in future as it's unwise to put all information in one post.

Well, not sure how to begin?
Click Here!

This is one of the examples of the products.

Disclaimer: I am not the author of the product. It was written by a person named Michelle Campbell.

If you want to add more elements for header section, then you will need to make a change in the edit HTML. First, login to your dashboard. Then, click layout àclick “add a page element”. Depending on your blog template, most of the templates you download from the net will not show the “add a page element”; therefore you will need make a workaround by editing the HTML. Remember to backup your template before you proceed further.

Under the edit template section, scroll down until you find a section similar to what is shown in the picture below (the picture is based on my blog template).

From the picture above, the maximum widgets allowed is 1 only and the “show add element” is set to NO, which mean you cannot add a new page element from the “page element”.

Therefore, in order to add more page element, you will need to change the code. For example, if you want to have max of 3 page elements, you then have to change the following shown in red colour.

Note that the show element has been set to yes and this enable you to add a “add page element” link to the header at the page elements section.

You can also do the same for footer and blog post section.

Link2Blogs is a free text link exchange that provides blogs the ability to cross-promote each other. Member blogs display a box containing text links in order to earn credits.

How it works? Very simple. Sign up, place a simple html code into your blog and that'll display Link2blogs box in your blog. Every reader that clicks on blogs listed in your Link2blogs box will earn you credits.The credits you earn become new visitors for your blog. Your ad will be shown in other blogs of Link2blogs network, in the categories you chose, providing you very targeted blog readers.

You can earn extra credits thru referrals. For every blogger that signs up with Link2blogs (and gets validated) earns you 10% of the credits your downline earns (up to 5 levels deep). And you can always buy extra credits in order to increase the volume of readers to your blog.

100% free - sign now

BlogRush is a "Cooperative Syndication Network." It's a network of blogs that run a small "widget" on their pages. Each time this widget is loaded it will contain 5 clickable headlines which are the blog post titles to other users' posts. Clicking on any of these links will open a new browser window and load the blog and full post. Users earn "syndication credits" based on each time their blog loads the widget as well as each time any of their referrals (users that signup after clicking the "add your blog posts" link on the widget) loads the widget. They also earn additional credit based on all the activity through 10 generations of referrals. 1 Syndication Credit = having one of their recent blog post titles served inside the widget on another member's blog.

100% free - join now